Common Consumer Myths
Myth: You have the right to cancel any purchase within three days.
Fact: Contrary to popular belief, the three-day Cooling Off Rule, or right to cancel, applies only to a limited number of cash or credit transactions of $25 or more. The rule applies to door-to-door sales or other places other than at the company?s regular place of business. Car purchases are usually not covered.
Myth: You have the right to a store refund if you request one.
Fact: Unless the product is defective or was misrepresented, a refund or exchange is a privilege and not a right that you can demand. Ask about the merchant?s policy before you make a purchase.
Myth: Most of the money donated to a charity must go to the intended purpose.
Fact: Charities are not obligated to spend a minimum percentage of what they raise on stated charitable purposes. It?s your responsibility to check on charities? use of funds. Try these excellent web sites: www.give.org and www.charitynavigator.org or call the DA?s Fraud Hotline for more information.
Contact us by e-mail:
CASEfraudline@jeffco.us
Last Modified: Oct 26, 2010 12:40 PM
